Buyer’s Resources

What to Look For From a Financial Advisor

There’s a lot to know about investing, so it’s a good idea to get some professional help. But with so many financial advisors out there, how can you choose one that’s right for you? You may have to interview several prospective financial advisors before deciding on one. When you talk… Read more »

Tips for Buying in a Tight Market

Buying in a tight market: Increase your chances of getting your dream house in a competitive housing market, and lower your chances of losing out to another buyer. 1. Get prequalified for a mortgage. You’ll be able to make a firm commitment to buy and your offer will be more desirable… Read more »

Take the Stress Out of Homebuying

Take the Stress Out of Homebuying: Moving to a new home can be stressful, to say the least. Make it easy on yourself by planning far in advance and making sure you’ve covered all the bases. 1. Plan ahead by organizing and budgeting. Develop a master “to do” list so you… Read more »

Common Closing Costs for Buyers

You’ll likely be responsible for a variety of fees and expenses (closing costs) that you and the seller will have to pay at the time of closing. Your lender must provide a good-faith estimate of all settlement costs. The title company or other entity conducting the closing will tell you the… Read more »

Closing Documents You Should Keep

On closing day, expect to sign a lot of closing documents and walk away with a big stack of papers. Here’s a list of the most important documents you should file away for future reference. • HUD-1 settlement statement. Itemizes all the costs — commissions, loan fees, points, and hazard insurance… Read more »

What’s a Home Warranty?

A home warranty is a service contract, normally for one year, which helps protect home owners against the cost of unexpected covered repairs or replacement on their major systems and appliances that break down due to normal wear and tear. Coverage is for systems and appliances in good working order… Read more »

5 Things to Know About Title Insurance

Title insurance protects the holder from any losses sustained from defects in the title. It’s required by most mortgage lenders. Here are five other things you should know about title insurance. 1. It protects your ownership right to your home, both from fraudulent claims against your ownership and from mistakes… Read more »

5 Things to Know About Homeowners Insurance

1. Know about exclusions to coverage. For example, most insurance policies do not cover flood or earthquake damage as a standard item. These types of coverage must be bought separately. 2. Know about dollar limitations on claims. Even if you are covered for a risk, there may be a limit… Read more »

Your Property Wish List

What does your future home look like? Where is it located? As you hunt down your dream home, consult this property wish list to evaluate properties and keep your priorities top of mind. □ Neighborhoods What neighborhoods do you prefer? □ Schools What school systems do you want to be near? □ Transportation… Read more »

Why You Should Work With a REALTOR

Not all real estate practitioners are REALTORS. The term REALTOR® is a registered trademark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to its strict Code of Ethics. Here are five reasons why it pays to work with a REALTOR. 1…. Read more »