Finances

We all engage in trading in one form or another – and usually money and finance are at play. Look for articles here to make the most of yours!
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If it doesn’t make money, it doesn’t make sense.

The importance of small business accounting Have you heard the saying, if it doesn’t make any money it doesn’t make sense? I don’t know who said it, but when it comes to business, no statement could be truer. Most people who start businesses do so with the plan to make… Read more »

Property You Should Not Include In Your Will

There are many types of property that should not be included in your will, property that you may not realize is, or should be automatically earmarked for distribution upon your death. Jointly held property: A house or a bank account that is in joint names with another person will pass… Read more »

Is it time to REFINANCE?

Is it time to REFINANCE?

Rates recently dropped and for some, this may be an opportunity to lower your rate and monthly mortgage payment saving tens of thousands of dollars over the life of your loan.  Generally, the more you owe and the longer your time horizon for keeping the mortgage, the smaller the spread… Read more »

Will Medicaid Pay For In-Home Care?

Nancy is 91 years old and lives alone in her own home. Her family tells me she now needs 24-hour care at home, but they think she cannot qualify for Medicaid benefits because she (a) owns her home; (b) has money in the bank; (c) has an IRA; and (d) collects… Read more »

It’s Not Just About College Tuition. Why You Need Health Care Proxies for You and Your 18 Year Old

Imagine that while your 19 year old son was away at college, he developed an illness, or suffered an injury.  His doctors/hospital will not give you any details about his condition because he is over 18, and the college will not give you any information about his classes, tuition payment… Read more »

Summer Time Tax Tips

While you are basking in the beautiful sunshine we are experiencing this summer, you can think about ways to save on your tax bill this year. Here are some deductions and credits you can take advantage of in the summer of 2018: Summer Camp – The cost of day camp… Read more »

Pros and Cons of a Bi-Weekly Mortgage

A biweekly mortgage program is an option offered by lenders to allow you to make half your mortgage payment every 2 weeks.  There are 26 weeks in a year, so you end up making 13 payments. That 1 extra payment credited towards principal after many years ends up saving many… Read more »

Croton-on-Hudson and beyond event highlights: Starry Night & S’mores, Snowman, Eaglefest, Valentine’s Day, Getaway, Year of the Dog and More!

The “Go To” Place for Croton on Hudson, NY View this email in your browser This Week In Croton We share and expand local knowledge for the benefit of all…              Below is a glimpse of what is going on locally. Click on our full calendar to find out more about what… Read more »

How To Hire A Tax Pro In Four Easy Steps

At this time of year, you are thinking about the dreaded chore of doing your taxes.  Maybe your return has gotten too complicated to handle on your own, or maybe you just don’t have the time to fill out all those forms. So now you’ve decided you need to hire… Read more »

Croton-on-Hudson and beyond event highlights: Credit Score, SAT Prep, Senior Fitness, Dinner Specials, Comedy Night and more!

The “Go To” Place for Croton on Hudson, NY View this email in your browser This Week In Croton We share and expand local knowledge for the benefit of all…              Below is a glimpse of what is going on locally. Click on our full calendar to find out more about what… Read more »

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